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Terms of Use

The rules for using InExmora, written to be read. Please take a few minutes to go through them.

EFFECTIVE 11 NOVEMBER 2026LAST UPDATED 11 NOVEMBER 2026
ON THIS PAGEAgreementYour licenceNot financial adviceYour data and backupsAcceptable useContacts you addNotifications and app configurationThird-party servicesIntellectual propertyPrice and changesDisclaimerLimitation of liabilityEnding these TermsGoverning lawChanges to these TermsContact

Agreement

These Terms of Use (“Terms”) govern your use of the InExmora iPhone app and the website at inexmora.app (together, the “Service”), designed and developed by Sumanavastava Innovations (“we”, “us”, “our”). By downloading, installing or using the Service you agree to these Terms. If you do not agree, do not use the Service.

Your licence

We grant you a personal, non-exclusive, non-transferable, revocable licence to use InExmora on Apple devices you own or control, for your personal and household purposes, in line with these Terms and the Apple Media Services Terms and Conditions. You may not copy, modify, distribute, sell, reverse engineer or create derivative works from the app, except where the law allows it.

Not financial advice

Important: InExmora is a record-keeping tool. Totals, bills, reports and estimates are calculated from what you enter and may contain errors.

Nothing in the Service is financial, tax, legal or accounting advice. Check important figures yourself before relying on them, for example before paying a vendor or filing taxes. InExmora does not move money, connect to your bank or make payments for you.

Your data and backups

Your entries, contacts, bills and documents are stored only on your device. You are responsible for keeping it safe and for making backups using the Export feature. If you delete the app, erase your data, lose your device or forget a backup password, we cannot recover your data because we never have a copy. How we handle the limited technical information our server receives is described in our Privacy Policy.

Acceptable use

You agree not to:

  • use the Service for anything unlawful, fraudulent or harmful;
  • store or share content you have no right to, including other people’s documents without permission;
  • interfere with, probe or overload our servers or the notification system, or try to access them without authorisation;
  • misuse the Service to harass anyone or send spam.

Contacts you add

If you record other people’s names or phone numbers (for example, a vendor), you are responsible for doing so lawfully and for their reasonable expectations of privacy. This information stays on your device.

Notifications and app configuration

With your permission we may send notifications, such as announcements and important updates. Bill reminders are scheduled locally on your device. We may change, add or remove features through app configuration, show maintenance notices, or require an update to continue using an outdated version.

Third-party services

The Service relies on Apple (App Store, iOS, Apple Push Notification service) and Google Firebase Cloud Messaging. Their own terms apply to your use of their services, and we are not responsible for them. Apple is not responsible for the app or its content and has no obligation to provide maintenance or support for it.

Intellectual property

The InExmora name, logo, app, website, designs and content are owned by or licensed to Sumanavastava Innovations and are protected by intellectual property laws. These Terms do not give you any rights to them other than the licence above. Content you create in the app belongs to you.

Price and changes

Any price, subscription or in-app purchase will be shown on the App Store before you buy, and payments are handled by Apple under its terms. We may change, suspend or discontinue any part of the Service at any time.

Disclaimer

To the fullest extent permitted by law, the Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including fitness for a particular purpose, accuracy and non-infringement. We do not promise that the Service will be uninterrupted, error-free or that data will never be lost.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential or punitive damages, or for loss of data, profits or savings, arising from your use of or inability to use the Service. Our total liability for any claim relating to the Service is limited to the amount you paid us for the Service in the twelve months before the claim, or INR 1,000 if you paid nothing. Nothing in these Terms limits liability that cannot be limited under applicable law.

Ending these Terms

You can stop using the Service at any time by deleting the app. We may suspend or end your access if you breach these Terms. Sections that by their nature should continue (such as disclaimers, limitation of liability and governing law) survive termination.

Governing law

These Terms are governed by the laws of India. Courts in India have exclusive jurisdiction over any dispute, subject to any mandatory rights you have as a consumer where you live.

Changes to these Terms

We may update these Terms from time to time. We will change the “Last updated” date above and, for material changes, notify you in the app. Continuing to use the Service after changes take effect means you accept them.

Contact

Questions about these Terms: legal@inexmora.app.

InExmora is designed and developed by Sumanavastava Innovations.

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